Simple, Flexible Business Financing
Growing a business often involves extra expenses, and you may sometimes fall just short of the funds needed to bring your plans to life.
With "Business Capital," Fiserv, in collaboration with our partner YouLend, introduces a short-term financing solution with flexible repayment options, designed to support the growth of SMBs.
What Are the Benefits of Business Capital?
Quick and simple
Submit your application online and receive a customized quote within minutes. Upon acceptance, funds will be in your account within a few days.
Freedom to spend
Use the capital however you choose for your business. No business plans required.
Repay Based on Revenue
Repayments are made as a percentage of your daily transactions, including interest. This means faster payments in busy periods and slower ones in quieter times.
Transparent overview
Get the latest updates on your repayment status at any time via YouLend’s online portal.
Flexible financing
Through YouLend's financial services, you can request financing between EUR 1,000 and EUR 500,000 (subject to income requirements).
Apply for Business Capital Now
Start Your Application on YouLend’s Website
Applying takes just 6 minutes.
Receive a Customized Quote
Expect a tailored offer from our partner YouLend within one business day.
Receive Funds Within Days
You can use the funds for any business purpose—whether to buy inventory, invest in advertising, renovate, or expand to a new location.
Automatic Repayment Based on Transaction Volume
Repayments are automatically linked to your transaction volume.
Frequently Asked Questions About This Promotion
An alternative to traditional business loans for (new) businesses. Through YouLend’s financial services, you can apply for financing of up to EUR 500,000.
The repayments are automatically linked to your transaction volume. The system automatically adjusts the repayment amount based on your current transaction flow:
During periods of lower transaction volume, you repay less.
With higher transaction volume, you repay faster.
This ensures that repayments are always aligned with your business performance, while the total amount to be repaid remains unchanged.
A fixed percentage is deducted from each transaction to cover the repayment amount and associated costs.
Become an EMS customer quickly by renting a smart payment terminal or having your debit/credit card transactions processed by EMS.
You can apply for Business Capital 3 months after your first transaction with EMS. The application process is short: you will receive a response within 48 hours.
Apply via YouLend?
Apply
Complete the application form via this link and receive a financing offer within minutes.
Contact YouLend
Have questions or need more information about YouLend?
Phone: +31 8520 85802
Not a customer yet?
If you’re not yet an EMS customer or have questions for us, call us first.